An agent's shippable capability is set at the review gate, not the generation gate
22% of merged PRs are agent-written, ~0.6% agent-reviewed. That gap is the spec, not a model lag.
Product Strategy
Personal agents split into two markets: productivity sells ROI, secretary sells time
Productivity agents sell proven ROI to a narrow paying base; secretary agents sell back time to everyone else, monetised by transactions, not subscriptions.